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About Us

Prime financial Solutions

Your perfect financial partner,



By combining knowledge and experience in financial services with focus on building lasting relationships, weare determined to deliver good financial solutions that can help to take control of your financial future

Years of training and experience in financial services help us to assess the most important financial concerns. Working together we’ll evaluate each issue to design a strategy that addresses your unique needs and helps you reach your financial goals.

Once you have decided upon a strategy that meets your needs and that you are ready to put into action

We will go over your options, helping you select a combination of products and services that make sense and suits your requirement. Over time we will follow up with you to make sure things are on track and proceeding according to plan

We are focused on attracting and retaining the highest caliber of professionalism in an effort to maintain a strong environment where ideas can be challenged and advice shared with clients is proactive.

We will maintain an environment that values consistent dedication to education, competence, confidentiality   and integrity



To enhance the economic wellbeing and quality of financial future of the clients served. Honoring this commitment allows us to earn their trust and endorsement and become a long term friend and advisor.


We endeavor to be a premier financial solution organization. The work that we perform is to be rooted in our relationship model and always to be guided by the highest ethical and moral standards. It is our aspiration to concentrate on the best interest of our clients.


To build a financial advisory business that is valued by the clients as their most important asset, contribute to the growth and development of the industry and the impact it has on other professionals and the people it serves, build a trusted and respected name and become viewed by friends and family as a source of pride


Our back Ground

Having more than fifteen years’ experience in the financial services industry. Serving more than five hundred happy families.



We Give full attention to what clients are saying, taking time to understand the points being made. Ask questions at appropriate time and don’t interrupt at inappropriate times and convey the information’s effectively. Use logic and reasoning to identify alternative solutions, conclusions or approaches to problem .look for ways to help clients


Key Person

S.Karthikeyan.M.B.A.,CFPCM ,CWM®

A Certified Financial PlannerCM& Chartered Wealth Manager®


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Market Views

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Manage your wealth & track your family’s portfolio with one single login. You can easily and quickly invest in Mutual Funds from the app. Explore funds, view their performance and invest. Start an SIP or invest Lumpsum. Check out our recommendation of funds under Focused Funds. Whether you made profits or loss, check out from the reports. Simply Login and setup a 4 digit PIN for subsequent login so that you don’t need to enter your Username & Password every time. Download Now!

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Market Views

Debt Outlook:

  • We believe we have seen peak of inflation in January 2020 with head line CPI at 7.35% . However based on current prices we expect the same to ease of to 7% and gradually trend towards the comfort zone. This will be positive from interest rates point of view
  • The government admitted to a fiscal slippage and pegged the Fiscal Deficit at 3.8% for FY20. But it stuck to the glide path the next year has been pegged the Fiscal deficit at 3.5%. To its credit, the government did not increase the market borrowing for the current year and next year borrowing program was also as per market expectations. We will have to see how soon India will be a part of Global Bond Index for further direction.
  • The geo-political Risk has moved from US-Iran to china WRT to Wuhan – Coronavirus. As of now the risk of a global slowdown is increasing i.e positive for interest rates. • Global risk-off led to bond yields falling sharply in US Treasuries;. The yields of other developed economies also continue to remain low. This may, sooner than later, lead to chase for Indian sovereign assets which are still offering high real rates.
  • As we said earlier, India is probably preparing for inclusion in Global EM bond indices. The union budget has paved the way for the same and hopefully this may see the light of the day by end of the year. This will be a huge positive for long bonds.
  • Liquidity is in huge surplus mode but market is yet to price this new phase. Positive liquidity is a more important tool than repo rate cut.
  • We maintain that due to ‘operation twist’ the rate cut cycle has been elongated by at least 6m. We expect at least 25-50 bps cut in the policy rates in CY20. Market may still be in denial mode which gives a window of opportunity for the long term investors.
  • In a nut shell, key driver for returns will be corporate spread-compression or flattening of the yield curve. It will start with AAA/PSU followed by NBFC/HFC like Bajaj/HDFC; and then, it may percolate to lower grade NBFC and other corporate bonds.
  • We believe that the investment opportunity in short duration bond funds, banking and PSU funds, credit funds and dynamically managed duration funds is still present and becoming more attractive. Investors may look to invest in the funds depending on the scale of risk appetite and the investment horizon.

Key Events:

  • Steps will be taken to remove criminal liability for offences under the Income Tax Act, which are civil in nature, the Finance Minister said in her Budget speech.
  • While delivering the second budget speech of Narendra Modi Government 2.0, Finance Minister Nirmala Sitharaman allocated Rs 1.7 lakh crores for transport, infrastructure including Railways and Rs 99,300 crore outlay for education sector in 2020-21 and Rs 3,000 crore for skill development.
  • Budget 2020 has proposed a new tax regime slashing income tax rates and rejigging income tax slabs to reduce total tax payable by individuals. As per the new regime, 70 tax exemptions will be removed
  • Passenger vehicle (PV) exports from India increased by 5.89 % in the first nine months of the current fiscal.
  • The International Monetary Fund (IMF) noted that Indias domestic demand has slowed more sharply than expected amid stress in the nonbank financial sector and a decline in credit growth. Indias growth is estimated at 4.8% in 2019, projected to improve to 5.8% in 2020 and 6.5% in 2021 (1.2 and 0.9 % point lower than in the October update), supported by monetary and fiscal stimulus as well as subdued oil prices.
  • Net employment generation in the formal sector stood at 11.62 lakh in November 2019, shows provisional data released by the Employees~ Provident Fund Organisation (EPFO) on Wednesday. As per the latest data, 4.03 lakh jobs were created in the same month last year, while 6.48 lakh EPF subscribers were added in October 2019.
  • Wholesale prices based inflation surged to 2.59 % in December, as against 0.58 % in November due to increase in prices of food articles like onion and potato. The annual inflation, based on monthly wholesale price index (WPI), was at 3.46 % during the same month a year ago (December 2018).
  • India’s exports declined 1.8% in December to $27.36 billion, on the back of currency volatility and fluctuation in commodities prices coupled with the sluggish global economy. Exports had declined 0.34% in November. Echoing the general economic sluggishness and weak domestic demand, imports witnessed a sharper decline of 8.83% at $38.61 billion in December

Key Market Events:


  • The Gross Domestic Product continued its downward spiral for the seventh consecutive quarter, falling to 4.5 per cent in the second quarter (July-September) of the year 2019-20
  • CPI inflation jumps to 4.62% in October 2019. Core CPI inflation dips to 3.44% in October 2019
  • Wholesale prices in India rose by 0.16 percent year-on-year in October of 2019, slowing from a 0.33 percent gain in the previous month and compared with market expectations of a flat reading.
  • The fiscal deficit for the period April-October was recorded at 102.4% crossing the full year target underlining the fiscal concerns for the government
  • India’s trade deficit narrowed to $11.01 billion in October from $18.0 billion a year ago, the trade ministry said on Friday, helped by lower oil imports.
  • Industrial growth shrunk for the second straight month in September, contracting by 4.3%, the most in nearly 8 years. The slide was mainly due to poor performance in the manufacturing sector, according to official data released on Monday.
  • India’s Manufacturing PMI rose to 51.2 in November from 50.6 in October, indicating little improvement in health of the sector.
  • The Union Cabinet approved the sale of the government's stake in BPCL, SCI, and Concor, as well as decided to cut shareholding in select public sector firms below 51%.
18/02/2020 18:22:10
18/02/2020 18:21:50
Ms Shibani Kurian - Head Of Research and Equity Fund Manager, Kotak Mutual Fund shares her outlook on the Indian equity market, the month gone by, sector outlook and strategies to focus on going forward.
09/12/2019 12:08:50

Contact Us

Phone 9442300525; 9894137463, 0422 2540005
Email primefinancialplanners@gmail.com
Address: 129 – G, T.V.Samy Road (West) R.S.Puram, Coimbatore: 641002